Debt Stress

Debt Stress

The average American household with debt owes $132,158. And credit card debt accounts for $15,675 of that. 1

Little wonder that money worries are a major cause of stress.

The Link Between Stress and Health

Humans have an innate response called  flight or fight.  It is nature s way of launching our bodies into action; consider the physical responses we feel during moments of stress faster heartbeat, accelerated breathing, tightening of muscles, and increase in sweating.

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3 Simple Steps to Create a Seriously Savvy Budget

3 Simple Steps to Create a Seriously Savvy Budget

Do you follow a budget? Need some help to get started?

No, budgets are not attractive, fun or exciting in any way shape or form.  They are, however, the necessary evil that can assist in getting you and your family’s spending and saving habits back on track.  It’s difficult to understand why more individuals don’t already adhere to a budget, what with the economic crisis and unemployment still looming above us. It would seem that the majority of individuals without a budget either don’t think they need one, are unaware of its benefits, or simply don’t like discussing or even thinking about their financial situation. 

The unfortunate part about that last point is the fact that implementing a personal or family budget can help dig those individuals out of the financial holes they’ve already put themselves in.  And the best part?  It’s ridiculously easy to do.  From writing everything down on your own to downloading or purchasing budget software, technology has made it extremely simple to execute.

The first step ...

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