Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a time to start a new business or begin a charitable endeavor. Regardless of what approach you intended to take, here are nice things about retirement that might surprise you.Read More
You’ve experienced one of the costs of procrastination. Procrastination can cause missed deadlines, missed opportunities, and just plain missing out.
Procrastination is avoiding a task that needs to be done – postponing until tomorrow what could be done today. Procrastinators can sabotage themselves. They often put obstacles in their own path. They may choose paths that hurt their performance.Read More
Purchasing methods are constantly evolving and becoming increasingly convenient over time. Consumers went from having to walk a herd of cattle to the market for trade, to lugging around a wallet of cash, to now holding all their wealth in a sliver of plastic. Credit cards have made the world of transactions simpler and easier to navigate for consumers around the world. Large purchases can be made without the cash up front. Many card companies offer various reward, cash back, or points promotions for use. Online shopping has become a breeze.
Credit cards have the ability to make any old consumer a powerful individual investor. But, with great power comes great responsibility. The number of people struggling with credit card debt in America is astronomical. The invincible feeling that people get from swiping that card can often leave them devastated. That devastation is ubiquitous in their lives, affecting their credit scores, their ability to access loans, and their financial history in general. Credit cards are necessary and advantageous tools for most people, and, if used properly, can be a huge asset to your spending habits, but it’s important to know the facts about your card.
That shiny piece of plastic poking out of your wallet can be death trap, if you don’t know how to navigate the terrain. There are a few things that you need to be aware of before you start swiping through the checkout lines.