Your Emergency Fund: How Much is Enough?

Your Emergency Fund: How Much is Enough?

Have you ever had one of those months? The water heater stops heating, the dishwasher stop washing and your family ends up on a first-name basis with the nurse at urgent case. Then, you’re driving to work, giving yourself your best, “You can make it!” pep talk; you see smoke seeping out from under your hood.

Bad things happen to the best of us, and instead of conveniently spacing themselves out, they almost always come in waves. The important thing is to have a financial life preserver, in the form of an emergency cash fund, at the ready.

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How to Start Planning for Retirement

Retirement Planning is one of those things that everyone knows they should do, but many fall short in the taking action department. This is usually because they simply don't know where to start. That's a reasonable concern, but it's really just a matter of having a framework of understanding as to what comprehensive retirement planning entails.
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