Do Your Kids Know The Value of a Silver Spoon?

Do Your Kids Know The Value of a Silver Spoon?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

One study of 2013 college graduates found they carried on average $35,200 of college-related debt. And half of those surveyed didn’t even realize how much debt they had accumulated.

For current college kids, it may be too late to avoid learning the hard way. But if you still have children at home, save them (and yourself) some heartache by teaching them the basics of smart money management.

Read More

The Cost of Procrastination

The Cost of Procrastination

You’ve experienced one of the costs of procrastination. Procrastination can cause missed deadlines, missed opportunities, and just plain missing out.

Procrastination is avoiding a task that needs to be done – postponing until tomorrow what could be done today. Procrastinators can sabotage themselves. They often put obstacles in their own path. They may choose paths that hurt their performance.

Read More

Personal Finance Tips for Military Families

Personal Finance Tips for Military Families

One survey found that 77% of military personnel have some financial worries, mostly regarding their lack of savings to cover retirement or other needs.

While the financial situation of military personnel and their families mirror the general population in many respects, heavy indebtedness and mismanagement of credit cards may be especially acute issues for service members.

Of course, military families face unique challenges, such as deployment to conflict zones, overseas assignments and the constancy of change, making personal finance ever more critical for those in the Armed Forces. 

Read More