Problems with Probate
Many people have heard they should avoid probate, but few understand what probate is and how the process works. What…
Stop Wasting Money
Benjamin once said, “a penny saved is a penny earned.” The modern upgrade to that observation might be that $100 not…
Can Group, Private Disability Policies Work Together?
According to the Social Security Administration, a 20-year-old has a 25% chance of becoming disabled before reaching age 67. Loss…
Asset Allocation
If you live in or have visited a big city, you’ve probably run into street vendors – people who sell…
9 Facts About Retirement
Retirement can have many meanings. For some, it will be a time to travel and spend time with family members….
Catch-Up Contributions
A recent survey found that 18% or people were very confident about having enough money to live comfortably through their…
Orchestrating Your Retirement Accounts
An orchestra is merely a collection of instruments, each of which brings a unique sound. It is only when a…
What is an Annuity?
Individuals hold more than $2.0 trillion in annuity contracts; a tidy sum considering an estimated $7.4 trillion is held in…
Your Emergency Fund: How Much is Enough?
Have you ever had one of those months? The water heater stops heating, the dishwasher stop washing and your family…
How the Federal Reserve Works
Have you ever taken a close look at paper money? Each U.S. bill has the words “Federal Reserve Note” imprinted…
The Cost of Procrastination
You’ve experienced one of the costs of procrastination. Procrastination can cause missed deadlines, missed opportunities, and just plain missing out. Procrastination…
Getting a Head Start on College Savings
The U.S. Department of Agriculture estimates a middle-income family with a child born in 2015 can expect to spend about…