You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.Read More
How do you find care for your special-needs child?
The need to care for special-needs children may continue into their adult years, and even after the passing of their parents.
The care choices are wide ranging—family, health-care aides, special-care facilities, day programs and group homes. However, your child’s specific needs and your available financial resources may dictate which is appropriate for your situation.
Family members are a logical first choice for care. However, the physical, financial, and emotional demands must be considered.Read More
Addressing the potential threat of long-term care expenses may be one of the biggest financial challenges for individuals who are developing a retirement strategy.
The U.S. Department of Health and Human Services estimates that 70% of people over age 65 can expect to need long-term care services at some point in their lives.¹ So understanding the various types of long-term care services – and what those services cost – is critical as you consider your retirement approach.Read More