Tips for Finding Care for Your Special-Needs Child

Tips for Finding Care for Your Special-Needs Child

How do you find care for your special-needs child?

The need to care for special-needs children may continue into their adult years, and even after the passing of their parents.

The care choices are wide ranging—family, health-care aides, special-care facilities, day programs and group homes. However, your child’s specific needs and your available financial resources may dictate which is appropriate for your situation.

Family Limits

Family members are a logical first choice for care. However, the physical, financial, and emotional demands must be considered.

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Understanding Long-Term Care

Understanding Long-Term Care

Addressing the potential threat of long-term care expenses may be one of the biggest financial challenges for individuals who are developing a retirement strategy.

The U.S. Department of Health and Human Services estimates that 70% of people over age 65 can expect to need long-term care services at some point in their lives.¹ So understanding the various types of long-term care services – and what those services cost – is critical as you consider your retirement approach. 

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Problems with Probate

Problems with Probate

Many people have heard they should avoid probate, but few understand what probate is and how the process works.

What is Probate?

Probate is the legal process that wraps up a person’s legal and financial affairs after their death. During the probate process a person’s property is identifies, cataloged, and appraised. In addition, probate makes certain any outstanding debts and taxes are paid. It can be a complex process, filled with very specific legal requirements.

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